Huge results on this residential insurance restoration project from Hurricane Michael in the Panama City, Florida area. We discuss the original Tower Hill Insurance estimate for $182,556. Next we take a look at the Xactimate estimate that I wrote for $438k. Finally,...
Allstate Insurance started out this insurance claim with a $25,699.38 Xactimate estimate. We wrote our Xactimate estimate for much higher and ended up with Allstate revising their Xactimate estimate to $56,513.11. What’s Wrong With This Insurance Estimate?...
How To Get Damaged Siding Approved. Overhead and Profit. Xactimate Estimate approved. What’s Wrong With This Insurance Estimate? | 08 Make sure to check out our other episodes in this series, and please subscribe to our YouTube channel! Keep winning nd keep...
Contents Pack-Out, Category 3 Sewage Backup, Overhead & Profit: It’s BACK!!! Another episode of intense scrutiny to an insurance adjuster Xactimate estimate. This highly talked about series “What’s Wrong With This Insurance Estimate?”...
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Armando Jacox of the "Roofing It" Podcast has Chad Michael as his guest in Denver, Colorado to share his personal story. Chad also explains what it is that he does in his Insurance Restoration career. This session was recorded on August 21, 2019. High level Insurance Restoration Training and learning. Strategy. Consistency. Diligence. Dedication. And […]
Understanding the ins and outs of recoverable depreciation versus non-recoverable depreciation -as well as how property insurance deductibles are applied- is absolutely critical to the success of an insurance restoration contractor and/or a roofing contractor. Actual Cash Value (ACV) versus Replacement Cost Value. How does this come into play? This podcast will cover multiple strategies […]
Are you struggling with insurance adjusters not approving overhead and profit (O&P) on your insurance jobs? The standards and "unwritten rules" on overhead and profit used to be any three trades or more (the 3 trade rule) would get you overhead and profit. Now insurance adjusters will typically say that the number of trades on […]
What should you do when the insurance adjuster denies roof damage? One broken roof tile? Discontinued? Damaged soft metals? Are they saying that the roof damage is cosmetic damage or mechanical damage? What about when the insurance company sends an engineer who also denies the damage? This is a segment from the #100TownsTour - Insurance […]
Tips, strategies and advice for how to conduct meetings in the field with insurance adjusters. The roofing contractor or insurance restoration has a contractual obligation to perform all repairs that are prescribed by the insurance claim? So, what should you do when the insurance adjuster asks you if you "agree" to their lower estimate, just […]
Many restoration contractors and roofing contractors leave money on the table, when it comes to contents packing, storing and cleaning. Also, knowing the fundamentals of water mitigation, fire mitigation and insurance restoration can go a long way for an insurance restoration contractor. This is a segment from the #100TownsTour - Insurance Restoration Masterclass by Chad […]
Roofing contractors often refer to the price of their services in "per square" terms. Everyone seems to be focused on how much per square a roof should cost. Property owners, insurance restoration contractors, roofers and insurance adjusters talk about roofs in terms of "per square". This cannot be accurate under almost any circumstances. This is […]
Is it possible to legally "COVER" the insurance deductible? Actually, yes, it is! But it absolute depends on how it is done. There are many methods not so advisable that a great deal of roofing contractors and restoration contractors use to "waive" the insurance deductible. This is absolutely reckless and not necessary at all. Especially […]
Strategies for insurance repair contractors to respond to insurance adjusters for better approvals on property insurance claims. Tips and advice for roofing contractors, mitigation contractors and insurance restoration general contractors. What do you do when the insurance adjuster says they don't want to pay for items on your Xactimate repair estimate? Ridge caps, starter, waste […]
Too many insurance restoration contractors fail to investigate the available data for insurance repair jobs, before rushing out to the damaged property to conduct an inspection and complete an Xactimate estimate. A great deal of focus and attention can and should be spent beforehand to qualify the job and the client first.